The Power of Compounding: Unlocking Wealth with Systematic Investing Plan (SIP) and Warren Buffett's Success

The Power of Compounding: Unlocking Wealth with Systematic Investing Plan (SIP) and Warren Buffett's Success 

The Power of Compounding: Unlocking Wealth with Systematic Investing Plan (SIP) and Warren Buffett's Success 

More than 2000 books have also been done on Warren Buffet, in which many sectors of Warren Buffet are written. But out of all these books, there are only a few books that point out a very simple yet important factor. The reason for his success is not that he is a very good investor but one of the main reasons for his success is that he is a very good investor since childhood. His total worth is around 84 billion, but do you know that out of 84 billion, he has got at 81 billion after the age of 65. If you are judging his success by his IQ and efforts, then you are doing wrong because no human being pays attention to the fact that he has been waiting for more than 50 years. He started doing serious investing at the age of 10 and become a millionaire by the age of 30. Imagine he was a normal person in his 20’s focusing on finding his passion, enjoying his life and roaming here and there and round the age of 30 his net worth is around $25000 and suppose, he decides to invest at that time and after that they would also get 22% annual returns which is quite high. And after doing this, if he retires at the age of 60, then you guess how much his network would have been? His net worth would have been 11.9 million dollars. Only this net worth which is not even 0.01% of $84 billion. This is power of compounding.

The Psychology of  Money Book states that Warren Buffet’s skill is investing and his secret is time. We know a little bit about compounding, but only a few people can realize its power. People imagine that if I save so much money, then after soo much time I will get so much money but when they put compounding in it, there brain is not able to accept thing well. Its reason author says that general people do linear thinking. For example, if I tell you 8+8+8+8+8+8+8+8+8, which means 9 times plus 8 then how much will it be then you will calculate and tell that 72 is, this is call linear thinking. Compounding comes in exponential thinking. If you treat it with linear thinking then you will never be able to understand its real power. Compounding is like planting an oak tree, in which you will not see any progress within 1 year and in 10 years you will see that tree growing and after 50 years that tree will be so big that you will not be able to believe.

Not everyone has to be Warren Buffet. Not everyone has that much interest in investing but every person has to become rich. If you are a student and just starting your career then I believe that you will not have that much money that you will earn a lot of money by investing once and forget and let it compound and that amount is compounding and will make you rich which we also call lump-sum investing near investing. You may not be able to make such investment. May be ,you do not have a lot of money right not but you can use one thing which is called magic of SIP.

You must know what is this Systematic Investment Plan. Imagine that you are in your 20’s and to have a good body, you have to look attractive. You go to the gym, you create a system with hard work and you pay money, and you go to te gym once, work hard and come back. You take good training and take good diet and work a lot on it. What do you think that if you go to gym once, once you take a good diet, will that habit automatically come in you, and automatically those things will happen again and again? Like you will automatically start going to the gym every day, will you start taking proper diet and your habit will become? Obviously not! Imagine what would happen if this really happened. Will it be fun? Financially, you can create such a habit that you can put on automation. Once you set up everything by working hard, it will become your financial habit and will give you very good returns and also make you rich. How is SIP usually, as your money keeps on reducing automatically in EMI, the amount of money you set up in SIP automatically every month, like 5000 rupees, 5 thousand rupees will be saved automatically, every month. Whichever mutual fund you choose, you will continue to invest in it. This is a very easy way of wealth creation. According to the NAV, we get some units i.e. Net Assist Value in which whenever you select equity fund and decide an amount that I will invest this much money every month. Example – You decide that on the 10^th of every month rupees 5000 will be invested Axis mutual funds. If you set this up the, every month rupees 5000 will be saved in Axis mutual funds and in this way SIP will be created. This concept sounds simple and in reality it is so. And its result are very good in the long term.

As we keep progressing in your life, we keep becoming financially smart. We come to know about many investment options in which many times we start investing and that is good but the problem is that due to this our money gets scattered. Some money is in fixed deposits, some money is in SIP, some money is in stocks, bonds, saving accounts, expenses, loans, cards etc. Our money is scattered at many such places which become very difficult to track.

While choosing SIP, people tend to ignore many Things we can lead to losses in the future and which you should avoid.

1.     Choose the Right Fund :

                                              Before choosing the mutual fund, you should check the expense ratio. This is a fee that you have to pay to invest. The company keeps some percent of the total amount with itself because you do not have to work hard and money is automatically deducted from your bank. A fund manager of the company is managing that money and he charges you some money for that work. Many people do not pay the attention and pay too much.

2.     Thinking Short Term :

                                         Author Morgan says that growth is driven by compounding which always takes time so consider investing as long-term game. If you want to make Quick Money from the investment then it is not possible. While investing in SIP, you should also keep in mind the exit mode where many mutual funds charge you even for withdrawing money which is normally zero to 1% along with tax. Because if you withdraw your money before 1 year then you have to pay short-term capital gain tax which is 15% and if you withdraw after 1 year then you have to pay long-term capital gain tax which is around 10%. 

 

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6 Common Mistakes While Drinking Water

 

   6 Common Mistakes While Drinking Water

   6 Common Mistakes While Drinking Water

1.     Drinking Too Much Water :

                                                   Yes it is possible especially when you force yourself to drink all this water especially without electrolytes that help you deal with this extra water. When you drink too much water, you can dilute electrolytes specifically salt and you can create a condition hypopatremia where there’s not enough sodium in your blood and that actually is a form of dehydration. So it is possible that drinking too much water can put you in a situation where you’re dehydrated.

2.     Drinking Water Too Quickly :

      This is not like a major point, it’s a minor point but when you drink water too fast, sometimes the sodium in your blood doesn’t have a chance to help balance this fluid and that’s one of the sodium’s jobs is to help balance fluid inside and outside the cell and so when you’re forcing too quickly too much water in your body than can actually create some swelling especially if it’s a lot of water because sodium will start going into the cell too fast and you’ll be deficient outside the cell so it creates this in balance situation.

3.     Drinking The Wrong Fluids :

                                                   You’re getting all your hydration from other fluids like coffee, tea, maybe alcohol which completely dehydrates you, soda which is completely dehydrating and yes there are certain people out there that think that soda hydrates you – it doesn’t. So when you are drinking like coffee and tea realize that both of those have a diuretic effect so they can be pushing fluid out of your body and not necessarily hydrating you and also if you’re on diuretic on top of that and you’re pushing all this fluid out of your body it can make you very dehydrated.

4    Drinking While Eating :

                                            Drinking while eating can dilute your gastric juices like hydrochloric acid and if you already have a weakness within this area you don’t have enough stomach acid or it’s not acid enough which is very common especially if you’re over the age of 45. Drinking more water with your meals will dilute your ability to digest especially protein and you may end up with gerd or acid reflux. So, Don’t over drink water with your meal.

5.     Drinking Extremely Cold Water In Large Amounts :

                                                                                            It can inhibit the vagus nerve. This is a minor point, it’s not a big point, some people can drink a lot of cold water but if your digestive system is already weak, let’s say you have get a lot of bloating or you have a lot of digestive issues and you drink a good amount of ice cold water that can slow down the vagus nerve which is responsible for digestion.

6.     Drinking Tap Water :

                                       Some people will say that drinking tap water is safe but they’re finding all sorts of things in tap water that are not safe. Not to mention the chlorine and fluorine but also glyphosate which is the chemical roundup ready that is involved with the gmo foods. You have chemicals that affect fertility, hormones, your brain; you have chemicals that are carcinogenic and on top of that there’s a lot of nano size particles, very small particles of plastics that you’re getting when you’re drinking the tap water. 

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What’ll Happen If You Start Eating 3 Eggs A Day?

 

What’ll Happen If You Start Eating 3 Eggs A Day? 

Eggs have been getting a bad rap in the health and fitness community because they’re associated with cholesterol and weight gain. Others say, they may trigger a heart attack and people who want to lose weight usually remove eggs from their diet but what if you tried to eat three eggs a day?

Imagine how a single cell turn into a healthy baby chicken. For this to happen an egg must be packed with life-giving nutrients. It contains calories, proteins, healthy fats, folate, calcium, zinc, phosphorus, selenium and vitamins A, B5, B12, B2, D, E, K, and B6. You’ve heard that eggs particularly the yolks contains an insane amount of cholesterol but did you know that cholesterol I not entirely bad? According to the website medical news today it can be found in every cell in your body. This waxy and fat like substance plays an important role in digestion and vitamin D production. It also helps generates steroid hormones like testosterone, estrogen and cortisol. It has two types: Low density lipoproteins or LDL also known as bad cholesterol and high density lipoproteins or HDL – the good cholesterol. The American heart association explains the difference between the two  - LDL contributes to fatty buildups in arteries and increase the risk for heart attacks, stroke and peripheral artery disease. On the other hand, HDL knocks out LDL by taking it away from the arteries and dumping it on the liver to break it down and annihilate it completely.

Eggs contain Omega-3 fatty acids and dietary cholesterol.  Omega-3 fatty acids are healthy fats. The national heart foundation of Australia said that Omega-3 fatty acids can lower your heart rate and rhythm, decrease the risk of clotting, reduce blood pressure levels, improves blood vessel function and delay the buildup of plaque in coronary arteries. In the case of dietary cholesterol, several studies proved that eggs don’t increase the risk of heart disease according to healthline. It seems that both eggs and cholesterol are of bad press but they’re actually good guys.

 

        Benefits You Get From The Eggs

1.      Eggs Keep You Full And Help With Weight Loss :

                                   One of the characteristics of filling foods or foods that satiate hunger is that they’re rich in protein. A large egg contains about 6 grams of high quality protein which may help you eat less for several hours after a meal. As a result, this helps you lose weight because you’re satiated and can avoid impromptu trips to the fridge when you are feeling hungry.

2.     Eggs Improve Eye Health :

                            Egg yolks contain lutein which helps to reduce the risk of age-related macular degeneration and cataracts. It contains zeaxanthin which protects you from the sun’s harmful UV rays. Moreover, according to the egg nutrition council, eggs can protect your eyes from the retinal damage because they contain Omega-3 fatty acids. Eggs are loaded with vitamin A which protects your cornea and zinc which improves the health of your retina.

3.     Eggs Keep Your Bones Healthy :

                                         A study conducted by the department of food and technology at Hanseo University suggests that egg yolks improve bone metabolism and improve the risk of osteoporosis. Also, whole eggs contain vitamin D to protect your bones, phosphorus to keep your bones healthy and calcium to improve the density of your bones.

4.     Eggs Help With Brain Development In Infants And Fetuses :

                                           Eggs aren’t only good for adults but for infants and even fetuses. The choline is egg is beneficial for fetal brain development. The yolks can also help to prevent birth defects during pregnancy. Vitamin B is important for the development of spinal cord and fetal nervous system. It also helps prevent breast cancer.

 

A study from the department of nutritional sciences at the university of Connecticut revealed that a person who consumes three eggs a day may experiences more of an increase in good cholesterol and decrease in bad cholesterol than someone who eats the same amount of egg substitute. The UK National Health Service says there is no recommended limit meaning eat all you can. On the other hand, The American Journal Of Clinical Nutrition suggested maximum of 12 eggs per week. The National Heart Foundation Of Australia limits it to 6 or 7 eggs each week. Regardless of the number, the message is clear that the eggs are safe and healthy to eat. 

 

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🚨🚨 | UPDATE: LIONEL MESSI CONSIDERS LOAN MOVE TO BARCELONA FROM INTER MIAMI! 🌟

 🚨🚨 | UPDATE: LIONEL MESSI CONSIDERS LOAN MOVE TO BARCELONA FROM INTER MIAMI! 🌟

In a surprising twist to the Lionel Messi transfer saga, it has emerged that the Argentine superstar is contemplating a loan move back to Barcelona from Inter Miami.

Following the initial announcement of Messi's move to Inter Miami in MLS, recent developments suggest that the player and his representatives are exploring the possibility of a temporary return to his beloved former club, Barcelona.

While Messi's decision to join Inter Miami was seen as a definitive departure from PSG, negotiations between the two parties have reportedly continued behind the scenes. The potential loan move is seen as an opportunity for Messi to maintain a connection with his beloved Barcelona and potentially contribute to the club's success once again.

Sources close to the situation have revealed that discussions between Messi's representatives, Inter Miami, and Barcelona officials are underway. The terms of the proposed loan deal, including the duration and financial arrangements, are still being worked out.

🚨🚨 | BREAKING NEWS: LIONEL MESSI TO JOIN INTER MIAMI! 🌟

If the loan move comes to fruition, it would provide an unexpected and highly anticipated reunion between Messi and the Barcelona faithful. The prospect of witnessing Messi donning the famous Blaugrana jersey once more has ignited excitement and speculation among fans worldwide.

However, it's important to note that the negotiations are still ongoing, and no official agreement has been reached at this stage. Both clubs and the player's camp are expected to make further announcements as the discussions progress.

Football enthusiasts are eagerly awaiting updates on this intriguing development, as Lionel Messi's future continues to captivate the world of football.

Stay tuned for more updates as this story unfolds.

#Messi #Barcelona #InterMiami #TransferUpdate

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🚨🚨 | BREAKING NEWS: LIONEL MESSI TO JOIN INTER MIAMI! 🌟

 🚨🚨 | BREAKING NEWS: LIONEL MESSI TO JOIN INTER MIAMI! 🌟

In a stunning turn of events, it has been confirmed that Lionel Messi, the Argentine football sensation, will be joining Inter Miami for the upcoming season. The decision has been made, and Messi himself will announce this monumental move in the coming hours.

🇺🇸 Messi's move to Major League Soccer (MLS) comes as a significant surprise, as Barcelona's attempts to retain him proved unsuccessful. Despite their efforts, the club will now have to bid farewell to their iconic player.

Reports indicate that Messi's decision to reject a staggering €1 billion offer from a Saudi Arabian club highlights his determination to embark on a new chapter in his career. The allure of MLS and the opportunity to make a mark in American football seem to have captured Messi's attention.

Inter Miami, owned by David Beckham, has managed to secure the coveted signature of one of the greatest players of all time. This development is expected to generate immense excitement among the fans of the club and MLS enthusiasts across the United States.

🚨🚨 | UPDATE: LIONEL MESSI CONSIDERS LOAN MOVE TO BARCELONA FROM INTER MIAMI! 🌟

As we await Lionel Messi's official announcement, football enthusiasts and pundits worldwide are eager to witness the impact he will have on the MLS and the growth of soccer in the United States.

Stay tuned for further updates as this sensational transfer unfolds.

#Messi #MLS #InterMiami #LeoMessi

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Download Adobe After Effect 2020 Free - PC

Adobe After Effects is a digital visual effects, motion graphics, and compositing application developed by Adobe Systems and used in the post-production process of filmmaking, video games and television production. Among other things, After Effects can be used for keying, tracking, compositing, and animation. It also functions as a very basic non-linear editor, audio editor, and media transcoder. In 2019, the program won an Academy Award for scientific and technical achievement.

Adobe After Effects is powerful software, which proves to be useful for video post-production work. Assuming that you frequently work with movement illustrations and enhanced visualizations, this program is a great decision to add effects, make alters, and carry out a few different roles. Assuming that you've previously been utilizing Adobe Premiere, After Effects can impeccably supplement the apparatus. It's worth focusing that Adobe After Effects is accessible as a feature of the Adobe Creative Cloud suite, and in this way, you want to pay a month to month membership to utilize the program.

Download Adobe After Effect for Free

Adobe After Effects  Setup file Details :

§   Software Full Name and Version; Adobe After Effect CC 2020 

§   Name Of Setup File: Adobe After Effect 2020 SP

§   Full Size of Setup: 2.08 GB

§   Setup Type: Offline Installer / Full Standalone Setup

§   Compatible With: 64 Bit (x64) / 32 Bit (x86)

 

Adobe After Effects  Requirement :

·  Operating System: Windows 10 (most updated version only)

·  Memory (RAM): 4 GB of RAM required.

·  Hard Disk Space: 1.5 GB of free space required for full installation.

·  Processor: Intel Pentium 4 Dual Core GHz or higher.

Download Adobe After Effect from Below (Please use the second link to Download for free)

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Types Of Body Fat And How To Get Rid Of It

Body Fat;  The bane of our existence. We hate it, we desperately want to get rid of it but most of us don’t realize that there is no Universal  remedy for the fat that distributed in the various parts of our body.

1.   Full Upper Body Fat :

      This type of fats usually starts to accumulate if you consume more calories than you burn. So the main contributes here are overeating and inactivity.

-         How to get rid of it :

Do aerobics because this type of fat appears due to lack of physical activity. Running or swimming at least 30 minutes every day will help you burn this fat right off. If its impossible for you to fit any of these in your busy schedule, try brisk walking. You can even dance if you want to.

                 Stop consuming processed sugar and forget about sugar sweetened drinks.

2.   Lower Abdomen Fat :

  You might have perfectly slim arms and legs but still not 100% satisfied with your looks because of a Poochie tummy. Some of the reasons that cause fats to store in this part of the body are stress, depression and anxiety.

-          How to get rid of it :

  Avoid stress and learn to relax. The stress hormone cortisol makes fat collect in the belly. So a good option for you is to meditate or do some breathing exercises. It’s all about focus and mind power.

                       Drink Green Tea. It’s a great natural fat burner because it’s loaded with the antioxidants that can boost metabolism.

3.    Lower Body Fat :

Your hips really don’t lie. One of the cause of those annoying chapping thunder-thighs is an excess of gluten in your diet. If you aren’t happy with the size of your lower body, you may want to consider going gluten – free.

-         How  to get rid of it :

Walk up hills and stairs. You really should make the effort because it’ll set the fat on your thighs on fire. Riding a bike uphill or increasing the treadmills incline will also work. Your heart will beat faster and you’ll have to work harder since you’re moving upward.

          Don’t skip breakfast.

4.   A Bloated Stomach :

    Excessive alcohol consumption can swell up your stomach, so be moderate with your drinks if you want to flatter tummy.

-         How to get rid of it :

Cut back on alcohol as most of its calories end up becoming belly fat just like those carbonated drinks loaded with sugar. Alcohol gives us calories but not nutritional satisfaction. It makes us hungrier and gives us food cravings.

Eat more often but in smaller portions.

5.     Lower Body Fat including Lower Legs :

This type of fat is common for women who have vascular problems in their legs or during pregnancy which can cause the legs to swell.

-         How to get rid of it :

   To avoid swelling, you need to drastically cut down on salty foods since salt causes fluid retention in your body.

                                           Change your diet and add more water to it. It’ll flush out that extra sodium from your kidneys. Don’t sit without moving for more than 30 minutes. Try to stand up and walk around frequently.

6.    A Large Stomach With Upper Back Fat :

 The main reason why this can happen to you is inactivity. So, you should start exercising immediately if your big stomach and back fat bothers you.

-         How  to get rid of it :

   An effective remedy for a large stomach and upper back fat is sleeping. Make sure that you’re getting enough sleep.

   Eat more food that is rich in fiber. This means adding beans, peas, lentils, broccoli, oatmeal, whole wheat pasta, avocados and raspberries to your diet.

 Please remember that a healthy diet and an active lifestyle will have the best impact on your body regardless of your figure type. The key is to make lifestyle changes that with time become a normal part of your routine. It’s just the starting that’s the hardest part, so get to it so that you can on the road to a better you.

Article by:- Roshana Ghimire

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Top 10 Amazing Books You Must Read Before You Die

If you are Searching for Amazing book you should read or book must read before you die or if you are searching to read something new and amazing books you are in the right place .Here are Top 10 Amazing Books You Must Read Before You Die :

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How to be Happy : 12 Ways to become Happy

Happiness generally refers to the process of enjoying the life with peace, satisfaction etc.

There are thousands of tips and psychological techniques to help you feel happy and learn to  rejoice each day. But what if our own body had a say in the matter? Here are some findings from neuroscientist :

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Signs Of Depression

Depression generally means the act of depressing or a state of being depressed. It is a kind of feeling of sadness. It is a serious matter that unfortunately doesn’t get talked about enough.

Here are some of signs that you’re suffering from depression without even knowing it:

1.    You Constantly Feel Down Or Tired:

Feeling a little down in the dumps from time to time is completely normal. When you start feeling hopeless and don’t wanna get out of bed for days. That’s where it gets into dangerous territory.

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Best Way to get Financial Freedom Early

Best Way to get Financial Freedom early, Summary from "WHY DIDN’T THEY TEACH ME THIS IN SCHOOL " book by Cary Siegel

Financial Freedom means to be able to live lifestyle by managing your finances.  Here, if someone asked you that what is the meaning of being a millionaire then what will you say? Well, if we see examples from outside Millionaire is usually a person who have at least one million dollars. According to Indian rupees, it will be around 7.5 crore. And this is a lot of money for any average person. Now do you know the interesting fact that according to December 2020 data, in this world total 5,61,00,000 millionaires are there whose net worth after removing all debts, taxes etc is more than one million dollar and the number is obviously very high. But, if we see it according to the  total population then this just 0.007% of the total population. You can say one side there are crores of people who are millionaires. But that if we see according to the total population then this is not a big number. And if you want to come in this 0.007%  club then you will have to make net worth of 7.5 crore.

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Why rich people read so many Books ?

Many people read books in their free time. The act of reading will help in the almost every aspect of the life. Mostly people like to read books before they go to the sleep. Books are the friend of many people around the world.But why do Rich People Read so many Books ?

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Adf.ly Earn Money Online With Withdraw Proof From Nepal

 Adfly Earn Money Online With Withdraw Proof From Nepal 

AdFly is a link shortener, Which means you can transform a big internet link into a small, easy link to Twitter, Instagram or WhatsApp; elegant; and allows you to memorize better.

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DOWNLOAD ADOBE PHOTOSHOP 2020 FREE - PC

Adobe Photoshop may be a most famous graphic editor that permits you to edit photos and pictures in a very professional way. it had been initially released in 1990 by Adobe Systems. Photography has been a profession for years and profession demands perfection to become successful within the market.

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6 Most have Skills in 2022

  

6 Most have Skills in 2022

1)     Content Writing

Content writing is the process of writing, editing, and publishing content in a digital and written format. That content can include video or podcast scripts, eBooks or whitepapers, press releases, blog posts, Social Media Post, product category descriptions, landing page or social media copy etc.

Having Content Writing skills means you can write the content for yourself, your product, for Others Company, for big Websites. You can work as a Freelancer on Various Freelancing Websites. It will generate More Income for you as it can be done in free hours also. You can get Good Payout in Company also and it will benefit you in term of personal Business or ideas that are thinking of doing.

 2)     Digital Marketing

Digital marketing, also called online marketing or Internet Marketing, is the promotion of brands to connect with potential customers using the internet and other forms of digital communication. This includes not only email, social media, and web-based advertising, but also text and multimedia messages as a marketing channel. In simple words, if a marketing campaign involves digital communication, it's digital marketing.

Having Digital Marketing Knowledge means you can sell your product online easily. Today's world is called Digital World. Every company, Organization is rapidly going online. So Having Digital Marketing skills will keep your product in the competition with other products. 

 3)Graphics Designing

     Graphic design is an art where experts make visual substance to convey messages. By applying visual ordered progression and page format strategies, designers use typography and pictures to meet clients' particular requirements and spotlight the rationale of showing components in intelligent designs, to streamline the client experience.

      Digital World means you must design with interactive software, graphic design still revolves around age-old principles. Having Graphics Design Skills means you can design your Brand, and Company by Yourself, If you know Graphics Design You can earn 1000s of $ in a Freelancing website.

      4)SEO

Search engine optimization (SEO) is the process of improving the quality and quantity of website traffic to a website or a web page from search engines. SEO targets unpaid traffic (known as "natural" or "organic" results) rather than direct traffic or paid traffic.

SEO makes your Website available at the top of the Google Search list, Having this skill means you can easily get traffic to your website through google and Other search engines. You can work freelance by being an SEO Specialist. 

5)     5)Public Speaking

       Public speaking traditionally meant the act of speaking face to face to a live audience. Today it includes any form of speaking (formally and informally) to an audience, including pre-recorded speech delivered over great distance by means of technology. Public speaking is used for many different purposes, but usually some mixture of teaching, persuasion, or entertaining. Each of these calls upon slightly different approaches and techniques

       public speaking skills make you most wanted people, it makes your connection, sell your product so having Public Speaking Knowledge makes you profit.

6)    6) Video Editing

      Video editing is the manipulation and arrangement of video shots. Video editing is used to structure and present all video information, including films and television shows, video advertisements and video essays. Video editing has been dramatically democratized in recent years by editing software available for personal computers. Editing videos can be difficult and tedious, so several technologies have been produced to aid people in this task. Pen-based video editing software was developed in order to give people a more intuitive and fast way to edit video.

       Like Graphics Designing Video editing has also more in demand in this current Digital World.  you can promote your organization and company by organization making a  video of it.

8)      

9

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